Shop Insurance

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Shop Insurance

If you run an establishment which sells goods to the public (whether it's a shop, restaurant, public house or hotel) it is essential that you have an insurance policy which protects against every possible risk.

There are various providers on the market that offer shop insurance. The general level of cover includes:

• Buildings – walls, gates, outbuildings and fences.
• Trade contents – fixtures and fittings, business machines, equipment and external/internal decorations
• Trade stock – work in progress, finished goods and goods in trust
• Money and personal injury by assault
• Business interruption
• Goods in transit
• Employer’s, public and products liability

As with all types of insurance, it is important to shop around, both online and on the high street, and make in-depth comparisons in order to find the most suitable policy for yourself.