The recent collapse of the airlines Zoom and XL means it is vital people check their travel insurance is up to scratch, according to one expert.
Peter Gerrard, head of insurance research at price comparison website Moneysupermarket.com, explains that just four travel insurance firms offer cover for airline failure as standard.
He says: "As a general rule I'd advise consumers to ensure all their insurance policies are up to date, and provide the correct level of cover for their circumstances."
The current volatility in financial markets means people should also make sure they know who is underwriting their insurance policy in case the firm responsible goes bust, he added.
While people will be ultimately covered by the Financial Services Compensation Scheme, it could take a while for people to receive their money, Mr Gerrard stated.
Meanwhile, in news that might be of interest to people who have children heading off to university, Nationwide Building Society has suggested parents check their home insurance policy to see if it will cover their offspring's belongings while they study.




